Pre-launch founders
Businesses working out what they need before they commit to it.
Business Startup & Growth
Startup Financial Planning
Startup budgets, cash-flow forecasts, financial projections and break-even analysis.
Overview
How we help with Startup Financial Planning
Most startup financial plans fail on the same two questions: how long the money lasts, and how much has to sell before it stops going out faster than it comes in.
We build a startup model covering your launch costs, monthly burn, revenue ramp and funding requirement, and identify the break-even point in both units and months. The assumptions are visible and adjustable, so you can see immediately what a slower sales ramp or a higher cost of acquisition does to your runway.
We also set up the tax and reporting side from the start — registrations, records, the right software — so the first year end is a formality rather than an archaeology project.
What's included
Everything covered in this service
Scope is agreed in writing before we start, and the fee is fixed against it. If something falls outside, we tell you what it costs before doing it.
- Launch cost and working capital requirement
- Monthly burn rate and runway analysis
- Revenue ramp and customer acquisition modelling
- Break-even analysis in units and in months
- Funding requirement and timing
- Tax registrations and record-keeping setup
Who it's for
Built around how you actually operate
Early-stage companies
Trading startups managing runway and planning the next raise.
Founders approaching investors
Where the model has to withstand due diligence.
FAQs
Startup Financial Planning — common questions
How much detail do investors expect?
A monthly model for the first two years and annual thereafter, with the key assumptions clearly stated and defensible. Over-precision on year five reads as inexperience, not rigour.
We have no trading history — can you still model it?
Yes. Early models are built from unit economics, market benchmarks and cost structure. The point is a defensible set of assumptions you can update as real data arrives.
How is your fee worked out?
Fixed fee, agreed before we start. Pricing depends on the size and complexity of your business, so get in touch for a free, no-obligation quote.
Can you help if we're switching from another accountant?
Yes. We handle professional clearance with your previous accountant and update the agent authorisations with HMRC and Companies House, so you don't have to manage the handover.
Related services
More in Business Startup & Growth
Let's talk about Startup Financial Planning
Tell us where you are now and what you need. We'll come back with a fixed fee and a clear scope — no obligation.
Get in Touch