Businesses with tight working capital
Where the gap between paying suppliers and being paid is the main pressure.
Business Advisory & Finance
Cash-Flow Forecasting
Cash-flow forecasts to anticipate funding requirements, manage working capital and support informed decisions.
Overview
How we help with Cash-Flow Forecasting
Profitable businesses fail on cash, not on profit. A forecast turns the question "can we afford this?" into something you can answer with a date attached.
We build a rolling weekly or monthly cash-flow forecast from your actual receipts and payments patterns — customer payment behaviour, supplier terms, payroll, VAT and Corporation Tax dates, loan repayments and planned capital spend. It updates as actuals come in, so the forecast stays honest.
From there you can test decisions before you make them: taking on a hire, extending credit to a large customer, buying equipment, or bringing forward a tax payment. Each scenario shows the low point and the date it happens.
What's included
Everything covered in this service
Scope is agreed in writing before we start, and the fee is fixed against it. If something falls outside, we tell you what it costs before doing it.
- Rolling 13-week or 12-month cash-flow forecast
- Receipts and payments modelled on real payment behaviour
- VAT, PAYE and Corporation Tax payment dates built in
- Scenario testing for hiring, investment and pricing decisions
- Identification of the funding gap and its timing
- Regular refresh against actuals
Who it's for
Built around how you actually operate
Companies planning investment
Owners who need to know what a purchase or hire does to headroom.
Seasonal businesses
Trading patterns where good months have to carry the quiet ones.
FAQs
Cash-Flow Forecasting — common questions
How far ahead should we forecast?
A 13-week rolling forecast is the standard for managing short-term cash. A 12-month view is more useful for planning investment, funding and tax payments. Many businesses run both.
How often does it need updating?
Weekly if cash is tight, monthly if it is comfortable. A forecast that is not refreshed against actuals stops being useful quickly.
How is your fee worked out?
Fixed fee, agreed before we start. Pricing depends on the size and complexity of your business, so get in touch for a free, no-obligation quote.
Can you help if we're switching from another accountant?
Yes. We handle professional clearance with your previous accountant and update the agent authorisations with HMRC and Companies House, so you don't have to manage the handover.
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Let's talk about Cash-Flow Forecasting
Tell us where you are now and what you need. We'll come back with a fixed fee and a clear scope — no obligation.
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