Businesses under cash pressure
Companies profitable on paper but tight on cash.
Growth & Strategic Finance
Working Capital Review
Analysis of receivables, payables, inventory and cash conversion to improve liquidity.
Overview
How we help with Working Capital Review
Working capital is often the cheapest source of funding a business has. Reducing debtor days or stock cover releases cash you already earned, at no interest cost.
We measure your cash conversion cycle — debtor days, creditor days and stock cover — and compare it against what is realistic for your sector. Then we look at what is driving the gap: invoicing delays, weak credit control, payment terms that were never negotiated, or stock buying patterns that predate current demand.
The output is a set of specific actions with the cash value of each, so effort goes where the money is.
What's included
Everything covered in this service
Scope is agreed in writing before we start, and the fee is fixed against it. If something falls outside, we tell you what it costs before doing it.
- Cash conversion cycle measurement and benchmarking
- Debtor days, ageing and credit control review
- Creditor terms and payment run analysis
- Inventory levels, turnover and slow-moving stock
- Invoicing process and billing delay analysis
- Prioritised actions with the cash value of each
Who it's for
Built around how you actually operate
Businesses carrying stock
Companies with significant inventory investment.
Fast-growing businesses
Where growth consumes cash faster than it generates it.
FAQs
Working Capital Review — common questions
How much cash can a review typically release?
It depends entirely on the starting position, but businesses with weak credit control or unmanaged stock often find several weeks of turnover tied up unnecessarily.
Will tightening credit control lose us customers?
Rarely, if handled properly. Most late payment is process failure rather than a decision, and consistent invoicing and follow-up fixes most of it without confrontation.
How is your fee worked out?
Fixed fee, agreed before we start. Pricing depends on the size and complexity of your business, so get in touch for a free, no-obligation quote.
Can you help if we're switching from another accountant?
Yes. We handle professional clearance with your previous accountant and update the agent authorisations with HMRC and Companies House, so you don't have to manage the handover.
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Let's talk about Working Capital Review
Tell us where you are now and what you need. We'll come back with a fixed fee and a clear scope — no obligation.
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